Open nowFederalCMHC

Open. Energy efficiency points, and an energy advisor may sign the attestation.

Do you need an energy evaluation for this?

A signed report, not an EnerGuide rating

This needs energy modelling and a signed attestation. An energy advisor is named as an acceptable signer — but it is a different deliverable from an EnerGuide evaluation.

Ask us which one you need

What it is

MLI Select is the most valuable live programme on this page for anyone who owns a multi-unit building, because the energy points move the insurance premium, the amortisation and the loan-to-value all at once. The part most brokers get wrong: the attestation does not have to be signed by an engineer. CMHC's own criteria name a certified energy advisor alongside engineers, building consultants and Certified Energy Managers. What it does need is whole-building energy modelling to recognised practice, not an EnerGuide rating — those are different deliverables and we will tell you which one your file actually needs.

Dates and status

Open. No announced end.

What it pays, as published

Existing buildings: 15–24%, 25–39% or 40%+ reduction against pre-retrofit
New construction: 25–49%, 50–59% or 60%+ against NECB/NBC Tier 1

Checked 22 Sep 2026CMHC ↗

Other federal programmes

FederalCanada Greener Homes GrantClosed. The final document deadline was 31 December 2025.Closed FederalCanada Greener Homes LoanClosed. Funding is fully committed and no further applications can be approved.Closed FederalZero-interest home energy loans in CanadaThe federal loan is gone. Three municipal loans are still running.Closed FederalCanada Greener Homes Affordability ProgramOpen. Income-tested, no-cost retrofits delivered by your province.Open now FederalOil to Heat Pump AffordabilityClosed to new applicants. 31 July 2026 was the last day to apply.Closed

CMHC MLI Select

A signed report, not an EnerGuide rating

What it is

Dates and status

Other federal programmes

Where to go next

Find out what your house actually costs to run.